One line of accountability
We see the file with all the information, and we answer for it. What we can do, we do. For the rest, we choose the best, without ego.
Capital & Stewardship
Your family, seen as a whole. And a House that answers for it.
A house of family stewardship, based in Montreal. For a few families, we hold together everything around their wealth: tax, estate, administration, governance. One House, one line of accountability.
Why a House
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Everyone looks for a person. It takes a House.
It has been given every name: the champion, the quarterback, the integrated advisor. We assess it on the right criteria, judgment, humility, emotional intelligence. That person exists. But placed alone among the others, they answer for everything and own nothing. No talent survives that position. What they need is the structure that makes success possible.
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A conductor, not one more player.
Around a family, talented specialists are never in short supply. What it needs is a guiding line: someone who keeps everything coherent, coordinates each one and looks ahead. That is our role.
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Lighter today. Ready for tomorrow.
The family no longer has to carry everything, chase everything, remember everything. And a structure that is clear, written down and understood by all prevents tensions in the next generation.
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Why INVICTA.
From the Latin: unconquered. A House that yields neither to selling, nor to ease, nor to the fear of losing a family. We give our best, and families stay.
An old fable
Six blind men meet an elephant. The first touches the trunk: “It is a snake.” The second, the leg: “A tree.” The third, the ear: “A fan.” Each one was right. None of them saw the elephant.
Each one is right. It takes a House to see the whole.
Around a family, it is the same. The professionals are excellent. The accountant, the tax advisor, the notary, the lawyer, the insurer, the banker, the managers, the property manager, and that trusted advisor the family calls first. Each one knows their part perfectly.
And yet, no one holds the pen. Each bills their hours, each protects their territory, and that is human. It is not a question of talent. It is a question of structure.
Ten professionals around a family
- Trusted advisor
- Accountant
- Tax advisor
- Notary
- Lawyer
- Property manager
- Insurer
- Banker
- Manager A
- Manager B
Ten views. Ten invoices. No view of the whole. One view. One line of accountability.
A few questions
Simple questions, that almost no one asks.
Around your family, who sees the whole?
What did your family pay last year, all sources combined?
Do you hesitate before calling, because the call has a price?
When was your estate plan last reviewed?
The day your trusted professional retires, who will already be there?
Who answers for the outcome, and not only for their part?
If these questions go unanswered, no one has failed.
What was missing was someone whose role is to ask them, and whose interest is the family's own. A House with nothing to sell can offer the complete view, because it has nothing to protect against it.
What we are
A House whose interest is the family's own.
Nothing to sell
No product to place, no mandate to push. Our fees reflect the family's complexity and the services it chooses, never a product. That is what lets us say what almost no one can say honestly: we have nothing to sell.
Seamless collaboration
We work with the professionals already in place. What evolves afterwards, the family decides, at its own pace.
We say where we stop
What we do, what we coordinate, what is coming. Line by line, the family always knows who does what, and who answers for it.
Every billed hour teaches the family the same lesson: think before you call. And it is the small questions, the ones not worth a billable call, that reveal the real files.
With us, the call has no price. So the call happens.
One agreement, built on the whole of the family's wealth. One line, verifiable.
What a family entrusts to us
Everything around the wealth. In one place.
These are not separate services. It is one way of thinking, where each expertise works with the others rather than beside them.
Fee audit
Accounting, legal, tax, banking, management, custody, technology: the family's true annual cost, all sources combined. Some fees are a percentage, some hourly, some per mandate, and some appear nowhere. Adding them up and explaining them is our work.
Family governance
Family council, meetings, educating the next generation.
Planning and tax
One overall strategy, across every entity.
Administration
Consolidated family balance sheet, accounting, bill payment.
Estates and trusts
Wishes kept current, reviewed before it is too late.
Business and transition
Succession, shareholder agreements, major transactions.
Private assets and real estate
Inventory, analysis, oversight. Collections too.
Philanthropy
Giving with intention, and making it last.
Risk and protection
Insurance, privacy, security of people and data.
The first call
Concierge is not an extra. It is the command post.
A House that will not say where it stops has no integration to offer. It has a menu.
Continuity
The retirement no one planned for.
Your trusted professional knows the family’s history, its tensions, and above all the reasons behind decisions made twenty years ago. Almost none of it is written down. Their firm has a succession plan for its corporate memory. Your family’s memory does not.
We do not offer to replace that person. We work alongside them, never in competition, while they are still there.
Without a House
The family starts over, with a stranger.
With a House
The family continues, with someone who was already there.
The best time to arrange a succession is when nobody needs one yet.
Finally, the real question
“Where would you like us to begin?”
We ask it of every family, once their complete picture is in front of them. Whatever the answer, we can do it. It is not about us. It is about your family.
No one would build a house without a plan, priorities, a timeline and a budget.
Your answer becomes our plan: a service proposal, an order of priority, a timeline, a cost. That is exactly how we want to serve you.
“For the strength of the Pack is the Wolf, and the strength of the Wolf is the Pack.”
Rudyard Kipling · 1894
Write to us
A first conversation, in complete discretion.
Every relationship begins with a conversation, without commitment. Tell us a few words about your family; we will reply personally within two business days.